Warning Signs: When It’s Time To Modify Your Budget

The world is going through a supply chain crunch and items cost more right now. The inflation rate has increased and it could put a crunch on your personal budget. This could be the norm for awhile and it may have changed your spending or saving habits.

Here are some warning signs that it’s time to modify your budget.

Increased Credit Card Balance

We all know how easy it is to let ‘future self’ deal with paying for a nonessential purchase. You just pull out your credit card and figure that you’ll cut something else out to help pay for it. Well, the interest for that purchase hits and you continue to just pay the minimum amount to not ruin your budgeting plans. It’s time to start paying down that balance.

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2021 NCAA Football – Week 14 Betting Picks Against Spread

I went 12-11-2 against the spread last week.

It’s Conference Championship Week! I would have named it that but there is one non-conference title games this week. USC at California is the lone game with only bragging rights on the line.

We have seen some prominent head coaches in college football change jobs this week. There’s a chance that a handful of head coaches in this week’s games will be coaching other teams next season.

Can Michigan take care of Iowa and punch their ticket into the College Football Playoff?

We at ‘America’s White Boy’ pick EVERY college football game against the spread in Week 14 of the 2021-22 NCAA Football season (December 4th, 2021).

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2021 NFL Week 13 – Betting Picks Against Spread

I went 6-9 against the spread last week.

I had a rough week and by far the worst showing of the season. I had a couple close losses, but those are still big, fat L’s at the pay window.

We have a rough idea which teams are in the playoff race and which teams that could soon pack it in the for the season. We could still see a few surprises though.

This time last month, it looked like the Dolphins were in the race for the #1 overall pick, but they’ve now won four games in-a-row heading into this week.

Who will win the shootout between the Chargers and Bengals?

We pick every NFL game against the spread and throw out a few upsets in Week 13 of the 2021 NFL season.

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2021 NFL Fantasy Football Start/Sit – Week 13

I had a rough week with my betting picks, but my fantasy picks were some of my best recommendations this season.

The Cleveland Browns, Green Bay Packers, Tennessee Titans and Carolina Panthers are all out on bye this week.

There aren’t a ton of top fantasy performers out this week, so you may not want to tinker with your lineup a ton. We suggest a few deeper league options this week to help those fantasy owners.

Will Patriots QB Mac Jones perform well against the Bills on Monday Night Football?

Here is our Fantasy Football Sit/Start for Week 13 of the 2021 NFL season…and enjoy our awesome MS Paint masterpiece of QB Kyler Murray of the Arizona Cardinals.

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Is SDSU Punter Matt Araiza a Future First-Round Pick?

Every year, there are a few college football players that I seek out their highlights. They are usually from smaller schools or teams out West that I don’t usually catch on television. This year’s number one guy I hunt for is San Diego State punter/kicker Matt Araiza.

Yes, I look forward to watching punting highlights every week. If you’ve seen just one highlight from Araiza, you would understand why. I’m not alone in this as he trends often on Twitter due to his unbelievable punts. He has two 80+ yard punts on his résumé this season.

Matt Araiza is a redshirt junior and takes care of punting, kicking, and kick-off duties. His placekicking skills aren’t great, but that doesn’t mean a team couldn’t refine his accuracy once drafted. It’s his punting ability that has put him on the map.

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2021 NCAA Football – Week 13 Betting Picks Against Spread

I went 12-13 against the spread last week.

We’ve made it to Rivalry Week. This is the final week with a full slate of games.

This weekend, Ohio State and Michigan meet for the 117th time.. Both teams are coming off blowout wins and Ohio State quarterback C.J. Stroud could leapfrog a few Heisman contenders with big performance in a marquee game.

Can Oklahoma State cover against rival Oklahoma on Saturday?

We at ‘America’s White Boy’ pick 25 college football games against the spread in Week 13 of the 2021-22 NCAA Football season (November 27th, 2021).

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2021 NFL Week 12 – Betting Picks Against Spread

I went 10-5 against the spread last week.

I’ve had a couple up and down weeks recently, so it was nice to have big week heading into Thanksgiving.

Historically, I’ve done very well on Thanksgiving. I’ve had multiple three-team parlays hit over the years and I once had a streak of twelve-straight covers over the course of three Thanksgivings.

I hope I didn’t just jinx myself for bringing that up.

Can the Colts cover at home against Tom Brady?

We pick every NFL game against the spread and throw out a few upsets in Week 12 of the 2021 NFL season.

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2021 NFL Fantasy Football Start/Sit – Week 12

Turkey Day is finally here!

The Denver Broncos and Los Angeles Rams are the only two teams out on bye this week.

There are only a handful of top fantasy players out on bye this week, but honestly, after the Rams & Broncos performances last week, you needed a week away to calm down.

Will Bucs QB Tom Brady bounce-back from a sub-par performance?

Here is our Fantasy Football Sit/Start for Week 12 of the 2021 NFL season…and enjoy our awesome MS Paint masterpiece of QB Mac Jones of the New England Patriots.

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5 Ways to Fix Future “Survivor Series” PPVs

This weekend, WWE had their 2021 ‘Survivor Series” pay-per-view from the Barclays Center in Brooklyn, New York. It was panned as a boring show by most, and for me, the only thing worth watching was the opening match between Becky Lynch and Charlotte Flair.

The “Survivor Series” used to be one of the biggest, most-anticipated shows of the year, but it hasn’t been that in a long, long time. WWE didn’t dedicate much time building up this PPV as they’ve been hot-shotting title matches in hopes of keeping their ratings above all-time record lows. They really only focused on the upcoming PPV over the last two weeks, and it wasn’t a successful build.

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2021 NCAA Football – Week 12 Betting Picks Against Spread

I went 15-10 against the spread last week.

I had an alright week against the spread, but Purdue really let me down. They were playing so darn well and they just hit a wall against Ohio State. It was ugly and my hail may Purdue moneyline play was a lost cause by the end of the first quarter.

After a week of weak SEC games, there are a few solid games to watch this week. Arkansas at Alabama is one many are looking forward to, but the Razorbacks secondary could fold early.

Can Michigan State upset Ohio State on Saturday?

We at ‘America’s White Boy’ pick 25 college football games against the spread in Week 12 of the 2021-22 NCAA Football season (November 20th, 2021).

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2021 NFL Week 11 – Betting Picks Against Spread

I went 6-8 against the spread last week.

I’ve had a couple rough weeks after a strong first-half of the season. It was time to pivot and move around some of my personal team rankings.

After a week full of double-digit spreads, we only have two on the docket this week. It is a welcomed change as double-digit NFL spreads can be hard to handicap.

The Cowboys/Chiefs game is the marquee contest this week. Both teams are coming off blowout wins. Can the Chiefs cover at home?

We pick every NFL game against the spread and throw out a few upsets in Week 11 of the 2021 NFL season.

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2021 NFL Fantasy Football Start/Sit – Week 11

We had another odd week with the Lions playing to a tie against the Steelers and Panthers QB Cam Newton turned back the clock in his re-debut with the team.

The Denver Broncos and Los Angeles Rams are the only two teams out on bye this week.

There are only a handful of top fantasy players out on bye this week, but honestly, after the Rams & Broncos performances last week, you needed a week away to calm down.

Will Bucs QB Tom Brady bounce-back from a sub-par performance?

Here is our Fantasy Football Sit/Start for Week 11 of the 2021 NFL season…and enjoy our awesome MS Paint masterpiece of QB Cam Newton of the Carolina Panthers.

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